+220 422 0000 info@banjulcreditunion.com Capital city, St. Mary's Island, Banjul, The Gambia

Treasury & Deposit Services

Tailored deposit solutions to grow, safeguard, and optimize your working capital and long-term liquidity.

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Tailored Treasury & Deposit Solutions for Your Cash Flow Needs

At Banjul Credit Union, we provide flexible, high-yield deposit structures tailored specifically for individuals, corporate institutions, and public entities across The Gambia. Whether managing daily operating liquidity or securing capital reserves, our institutional deposit managers deliver dependable financial management.

Institutional Treasury Management
Institutional Treasury
Digital Financial Solutions
Digital Management

Foreign Exchange

Hedge your currency risk

Manage international trade and multi-currency accounts seamlessly. We offer competitive spot and forward foreign exchange rates in major global currencies, helping protect your capital against currency volatility.

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Foreign Exchange Trading

Term & Fixed Deposits

Maximize returns on excess liquidity

Secure stable, high-yield interest rates across customized tenors ranging from 30 days to 5 years. Our structured deposit accounts empower members to grow funds safely with guaranteed principal protection.

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Fixed Deposit Savings

Interest Rate Risk Management

Mitigate financial market fluctuation

Shield your long-term yield projections and corporate credit liabilities with specialized hedging instruments tailored to regional macro-economic performance and monetary policy changes.

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Interest Rate Hedging Graph

Commodities & Trade Liquidity

Structured backing for import/export enterprises

Safeguard supply chain financing and commercial commodity contracts with backed letters of credit, escrow deposit management, and specialized commercial liquidity instruments.

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Commodities and Shipping Containers

Bonds & Securities Treasury

A secure pathway for long-term institutional wealth

Access Gambia government treasury bills, sovereign bonds, and corporate notes directly through our treasury desk to complement standard liquid deposit holdings.

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Bonds and Formal Contracts

Treasury Transition & Regulatory FAQs

Transparent guidelines and compliance standards

Understand interest rate calculations, benchmark transitions, and regulatory protections safeguarding your commercial and personal deposits at Banjul Credit Union.

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Financial Charts and Analytics

Investment Advisory

Speak directly with our investment officers regarding customized portfolio construction and liquidity planning.

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Research & Market Publications

Access our latest macroeconomic insights, interest rate projections, and regional economic intelligence.

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