+220 422 0000 info@banjulcreditunion.com Capital city, St. Mary's Island, Banjul, The Gambia

Banjul Credit Union Savings Accounts

Savings & deposit solutions for you

Any accomplishment in life starts with the first step. Developing a good savings habit while learning to manage your income is one's first step to financial security. A regular savings account from Banjul Credit Union facilitates the payment of your salary, payment of your utility bills, processing of standing orders, while allowing you to save for future goals and emergencies.

Establishing a regular savings program is an important part of your money management strategy. Whether your goal is to save for a big purchase, set up an emergency fund, or save for retirement, we offer a variety of savings products to meet your needs.

Family Regular Savings

Regular Savings

Save in this account regularly or set up a deduction from your salary or direct deposit over the counter. Save any amount which you can afford. No minimum balance required, and there are no charges to the account. Daily free withdrawal and peace of mind security for your money as well as security for unexpected losses.

Not yet a member? Join here

Deposit Savings

  • No monthly fee
  • Interest is paid monthly to the account
  • Free in-branch transactions
  • Online Access

Don't be caught off guard. Save monthly to meet insurance and other annual pay-outs when due.

Apply

Vacation Club

  • No monthly fee
  • Interest is paid monthly to the account
  • Free in-branch transactions
  • Online Access
  • High rates on the market

This interest-bearing savings account is designed to encourage members to save for their vacation.

Apply

Christmas Club

  • No monthly fee
  • Interest is paid annually to the account
  • Free in-branch transactions
  • Online Access

Don't be caught without funds at Christmas time. Save regularly from January to November and receive a bonus interest payment to your account at the end of November. The more you save the more you earn.

Apply

Fixed Deposit

  • No monthly fee
  • Interest is paid on maturity
  • Free in-branch transactions
  • Online Access

Invest in a Fixed Deposit and Let Your Money Earn Attractive Interest Rates Today!

Amount 6 mo 12 mo 24 mo 36 mo
GMD100,000 - GMD500,000 1.50% 2% 2.15% 2.35%
GMD500,000 - GMD1,000,000 2.00% 2% 2.30% 2.50%
GMD1,000,000 - GMD10,000,000 2.10% 2.15% 2.45% 2.60%
GMD10,000,000 & above 2.15% 2.25% 2.55% 2.65%
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Child Saving - Early Head Start

Early Head Start Accounts

Interest is paid monthly to this account

Opening a savings account in your children's name can help them learn how to save for their education, manage money and budget. Where will need:

  1. A parent to open account for minor
  2. A birth certificate of the child must be produced
  3. Proof of address and photo ID of the parent
  4. ID of the child (if available/optional)
  5. A minimum deposit of GMD1000.00 to the account

When the child attains the age of 18 the parent handovers the minor account to the child now an adult and account transformed.

Start giving your child the financial foundation that can help keep him/her stable and successful for the future.

Apply

We are available and here to help

Reach out to us through any of our support channels.

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+220 422 0000

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