Explore our personal loans
Personal Loan
Get the best out of life
Minimum monthly salary of GMD 15,000
Salary transfer to BCUL is required
Minimum 6 months employment status
Open to Resident Expatriates & Citizens
National Civil Service Loan
A loan tailored to your ambitions
Minimum monthly salary of GMD 12,000
Salary transfer to BCUL is required
Minimum 3 months employment status
Option to defer installment payments
Youth Enterprise Loan
For when you get your first job or start a venture
Loan amount up to 20x your salary
Salary transfer to BCUL is required
Free debit card and online banking
Option to defer 1st payment up to 90 days
Cash Express Loan
The cash you need, on your terms
No salary transfer required
Hassle-free minimal documentation
Open to all Gambian residents & workers
Competitive interest rates
Education Loan
Secure your child's future
Minimum monthly salary of GMD 10,000
Salaried individuals with stable history
Open to Gambia residents
Competitive interest rates & soft terms
Which loan is right for you?
Compare plansExperience, elevated
